Moving from Eugene to Albany (2026)
Albany has a COL index of 92 vs 107 for Eugene (100 = US average). You'd pay about 14% less for the same lifestyle.
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Key differences
Salary needed in Albany to match your Eugene lifestyle
Based on the 14% cost of living decrease between the two cities.
| Your salary in Eugene | Equivalent in Albany |
|---|---|
| $40K | $34,393 |
| $50K | $42,991 |
| $60K | $51,589 |
| $75K | $64,486 |
| $80K | $68,785 |
| $100K | $85,981 |
| $120K | $103,178 |
| $150K | $128,972 |
💵 Household income (before tax)
Monthly budget at $75K — Eugene vs Albany
| Expense | Eugene | Albany |
|---|---|---|
| Monthly take-home | $4,122 | $4,309 |
| 1BR rent | $1,650 | $1,400 |
| Groceries | $395 | $380 |
| Transport | $82 | $68 |
| Utilities | $128 | $185 |
| Internet | $65 | $65 |
| Left after essentials | $1,802 | $2,211 |
30-Year Wealth Builder
If you invest your monthly savings of $222 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Eugene — that's the real price of a city.
Frequently asked questions
Is Albany cheaper than Eugene?
Yes. Albany has a cost of living index of 92 vs 107 for Eugene (100 = US average). That's about 14% cheaper.
How much will I save moving from Eugene to Albany?
On a $75K salary, moving from Eugene to Albany saves roughly $438/month on core expenses. That's ~$5,256/year.
What salary do I need in Albany to match my Eugene lifestyle?
To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $64,486/year in Albany. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only