Moving from Eugene to Albany (2026)

Albany has a COL index of 92 vs 107 for Eugene (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$222/mo
on core expenses · $75K salary baseline

Key differences

COL index
10792
100 = US avg
1BR rent
$1,650$1,400
per month
State tax
9.9%6.9%
income tax
Take-home at $75K
$4,122$4,309
per month

Salary needed in Albany to match your Eugene lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Albany
$40K$34,393
$50K$42,991
$60K$51,589
$75K$64,486
$80K$68,785
$100K$85,981
$120K$103,178
$150K$128,972

Monthly budget at $75K — Eugene vs Albany

ExpenseEugeneAlbany
Monthly take-home$4,122$4,309
1BR rent$1,650$1,400
Groceries$395$380
Transport$82$68
Utilities$128$185
Internet$65$65
Left after essentials$1,802$2,211

Frequently asked questions

Is Albany cheaper than Eugene?

Yes. Albany has a cost of living index of 92 vs 107 for Eugene (100 = US average). That's about 14% cheaper.

How much will I save moving from Eugene to Albany?

On a $75K salary, moving from Eugene to Albany could save roughly $222/month on core expenses. That's ~$2,664/year.

What salary do I need in Albany to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $64,486/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only