Moving from El Paso to St. Paul (2026)

St. Paul has a COL index of 97 vs 80 for El Paso (100 = US average). Expect to pay about 21% more for the same lifestyle.

Pay ~$566 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8097
100 = US avg
1BR rent
$1,050$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month

Salary needed in St. Paul to match your El Paso lifestyle

Based on the 21% cost of living increase between the two cities.

Your salary in El PasoEquivalent in St. Paul
$40K$48,500
$50K$60,625
$60K$72,750
$75K$90,938
$80K$97,000
$100K$121,250
$120K$145,500
$150K$181,875

Monthly budget at $75K — El Paso vs St. Paul

ExpenseEl PasoSt. Paul
Monthly take-home$4,741$4,122
1BR rent$1,050$1,500
Groceries$346$384
Transport$40$95
Utilities$175$195
Internet$60$63
Left after essentials$3,070$1,885

Frequently asked questions

Is St. Paul cheaper than El Paso?

No. St. Paul has a cost of living index of 97 vs 80 for El Paso (100 = US average). That's about 21% more expensive.

How much will I save moving from El Paso to St. Paul?

On a $75K salary, core expenses in St. Paul run about $566/month more than El Paso. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my El Paso lifestyle?

To maintain the same purchasing power as $75,000 in El Paso, you'd need roughly $90,938/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only