Moving from El Paso to Albany (2026)

Albany has a COL index of 92 vs 80 for El Paso (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$427 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8092
100 = US avg
1BR rent
$1,050$1,400
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month

Salary needed in Albany to match your El Paso lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in El PasoEquivalent in Albany
$40K$46,000
$50K$57,500
$60K$69,000
$75K$86,250
$80K$92,000
$100K$115,000
$120K$138,000
$150K$172,500

Monthly budget at $75K — El Paso vs Albany

ExpenseEl PasoAlbany
Monthly take-home$4,741$4,309
1BR rent$1,050$1,400
Groceries$346$380
Transport$40$68
Utilities$175$185
Internet$60$65
Left after essentials$3,070$2,211

Frequently asked questions

Is Albany cheaper than El Paso?

No. Albany has a cost of living index of 92 vs 80 for El Paso (100 = US average). That's about 15% more expensive.

How much will I save moving from El Paso to Albany?

On a $75K salary, core expenses in Albany run about $427/month more than El Paso. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my El Paso lifestyle?

To maintain the same purchasing power as $75,000 in El Paso, you'd need roughly $86,250/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only