Moving from Durham to Toledo (2026)

Toledo has a COL index of 81 vs 102 for Durham (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$738/mo
on core expenses · $75K salary baseline

Key differences

COL index
10281
100 = US avg
1BR rent
$1,750$1,050
per month
State tax
4.5%3.5%
income tax
Take-home at $75K
$4,459$4,522
per month

Salary needed in Toledo to match your Durham lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Toledo
$40K$31,765
$50K$39,706
$60K$47,647
$75K$59,559
$80K$63,529
$100K$79,412
$120K$95,294
$150K$119,118

Monthly budget at $75K — Durham vs Toledo

ExpenseDurhamToledo
Monthly take-home$4,459$4,522
1BR rent$1,750$1,050
Groceries$372$357
Transport$82$58
Utilities$155$160
Internet$62$58
Left after essentials$2,038$2,839

Frequently asked questions

Is Toledo cheaper than Durham?

Yes. Toledo has a cost of living index of 81 vs 102 for Durham (100 = US average). That's about 21% cheaper.

How much will I save moving from Durham to Toledo?

On a $75K salary, moving from Durham to Toledo could save roughly $738/month on core expenses. That's ~$8,856/year.

What salary do I need in Toledo to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $59,559/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only