Moving from Durham to Phoenix (2026)

Phoenix has a COL index of 100 vs 102 for Durham (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$375/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
102 โ†’ 100
100 = US avg
1BR rent
$1,750 โ†’ $1,500
per month
State tax
4.5% โ†’ 2.5%
income tax
COL difference
102 โ†’ 100
2% cheaper

Salary needed in Phoenix to match your Durham lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Phoenix
$40K$39,216
$50K$49,020
$60K$58,824
$75K$73,529
$80K$78,431
$100K$98,039
$120K$117,647
$150K$147,059

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$218/moon core expenses at $75K

Monthly budget at $75K โ€” Durham vs Phoenix

ExpenseDurhamPhoenix
Monthly take-home$4,459$4,584
1BR rent$1,750$1,500
Groceries$372$369
Transport$82$64
Utilities$155$210
Internet$62$60
Left after essentials$2,038$2,381

30-Year Wealth Builder

If you invest your monthly savings of $218 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$265,954

over 30 years compared to staying in Durham โ€” that's the real price of a city.

$218/mo invested

Frequently asked questions

Is Phoenix cheaper than Durham?

Yes. Phoenix has a cost of living index of 100 vs 102 for Durham (100 = US average). That's about 2% cheaper.

How much will I save moving from Durham to Phoenix?

On a $75K salary, moving from Durham to Phoenix saves roughly $375/month on core expenses. That's ~$4,500/year.

What salary do I need in Phoenix to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $73,529/year in Phoenix. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only