Moving from Durham to Lincoln (2026)

Lincoln has a COL index of 86 vs 102 for Durham (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$519/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
102 โ†’ 86
100 = US avg
1BR rent
$1,750 โ†’ $1,150
per month
State tax
4.5% โ†’ 5.8%
income tax
COL difference
102 โ†’ 86
16% cheaper

Salary needed in Lincoln to match your Durham lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Lincoln
$40K$33,725
$50K$42,157
$60K$50,588
$75K$63,235
$80K$67,451
$100K$84,314
$120K$101,176
$150K$126,471

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$656/moon core expenses at $75K

Monthly budget at $75K โ€” Durham vs Lincoln

ExpenseDurhamLincoln
Monthly take-home$4,459$4,378
1BR rent$1,750$1,150
Groceries$372$357
Transport$82$48
Utilities$155$152
Internet$62$58
Left after essentials$2,038$2,613

30-Year Wealth Builder

If you invest your monthly savings of $656 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$800,301

over 30 years compared to staying in Durham โ€” that's the real price of a city.

$656/mo invested

Frequently asked questions

Is Lincoln cheaper than Durham?

Yes. Lincoln has a cost of living index of 86 vs 102 for Durham (100 = US average). That's about 16% cheaper.

How much will I save moving from Durham to Lincoln?

On a $75K salary, moving from Durham to Lincoln saves roughly $519/month on core expenses. That's ~$6,228/year.

What salary do I need in Lincoln to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $63,235/year in Lincoln. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only