Moving from Durham to Houston (2026)

Houston has a COL index of 95 vs 102 for Durham (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$681/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
102 โ†’ 95
100 = US avg
1BR rent
$1,750 โ†’ $1,350
per month
State tax
4.5% โ†’ None
income tax
COL difference
102 โ†’ 95
7% cheaper

Salary needed in Houston to match your Durham lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Houston
$40K$37,255
$50K$46,569
$60K$55,882
$75K$69,853
$80K$74,510
$100K$93,137
$120K$111,765
$150K$139,706

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$384/moon core expenses at $75K

Monthly budget at $75K โ€” Durham vs Houston

ExpenseDurhamHouston
Monthly take-home$4,459$4,741
1BR rent$1,750$1,350
Groceries$372$357
Transport$82$90
Utilities$155$175
Internet$62$65
Left after essentials$2,038$2,704

30-Year Wealth Builder

If you invest your monthly savings of $384 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$468,469

over 30 years compared to staying in Durham โ€” that's the real price of a city.

$384/mo invested

Frequently asked questions

Is Houston cheaper than Durham?

Yes. Houston has a cost of living index of 95 vs 102 for Durham (100 = US average). That's about 7% cheaper.

How much will I save moving from Durham to Houston?

On a $75K salary, moving from Durham to Houston saves roughly $681/month on core expenses. That's ~$8,172/year.

What salary do I need in Houston to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $69,853/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only