Moving from Durham to Des Moines (2026)

Des Moines has a COL index of 87 vs 102 for Durham (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$475/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
102 โ†’ 87
100 = US avg
1BR rent
$1,750 โ†’ $1,200
per month
State tax
4.5% โ†’ 5.7%
income tax
COL difference
102 โ†’ 87
15% cheaper

Salary needed in Des Moines to match your Durham lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Des Moines
$40K$34,118
$50K$42,647
$60K$51,176
$75K$63,971
$80K$68,235
$100K$85,294
$120K$102,353
$150K$127,941

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$591/moon core expenses at $75K

Monthly budget at $75K โ€” Durham vs Des Moines

ExpenseDurhamDes Moines
Monthly take-home$4,459$4,384
1BR rent$1,750$1,200
Groceries$372$365
Transport$82$50
Utilities$155$155
Internet$62$60
Left after essentials$2,038$2,554

30-Year Wealth Builder

If you invest your monthly savings of $591 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$721,003

over 30 years compared to staying in Durham โ€” that's the real price of a city.

$591/mo invested

Frequently asked questions

Is Des Moines cheaper than Durham?

Yes. Des Moines has a cost of living index of 87 vs 102 for Durham (100 = US average). That's about 15% cheaper.

How much will I save moving from Durham to Des Moines?

On a $75K salary, moving from Durham to Des Moines saves roughly $475/month on core expenses. That's ~$5,700/year.

What salary do I need in Des Moines to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $63,971/year in Des Moines. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only