Moving from Durham to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 102 for Durham (100 = US average). You'd pay about 16% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Durham lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Durham | Equivalent in Chattanooga |
|---|---|
| $40K | $33,725 |
| $50K | $42,157 |
| $60K | $50,588 |
| $75K | $63,235 |
| $80K | $67,451 |
| $100K | $84,314 |
| $120K | $101,176 |
| $150K | $126,471 |
Monthly budget at $75K — Durham vs Chattanooga
| Expense | Durham | Chattanooga |
|---|---|---|
| Monthly take-home | $4,459 | $4,741 |
| 1BR rent | $1,750 | $1,250 |
| Groceries | $372 | $357 |
| Transport | $82 | $45 |
| Utilities | $155 | $165 |
| Internet | $62 | $58 |
| Left after essentials | $2,038 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Durham?
Yes. Chattanooga has a cost of living index of 86 vs 102 for Durham (100 = US average). That's about 16% cheaper.
How much will I save moving from Durham to Chattanooga?
On a $75K salary, moving from Durham to Chattanooga could save roughly $546/month on core expenses. That's ~$6,552/year.
What salary do I need in Chattanooga to match my Durham lifestyle?
To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $63,235/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only