Moving from Chattanooga to Durham (2026)

Durham has a COL index of 102 vs 86 for Chattanooga (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$546 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
86102
100 = US avg
1BR rent
$1,250$1,750
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Durham to match your Chattanooga lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in ChattanoogaEquivalent in Durham
$40K$47,442
$50K$59,302
$60K$71,163
$75K$88,953
$80K$94,884
$100K$118,605
$120K$142,326
$150K$177,907

Monthly budget at $75K — Chattanooga vs Durham

ExpenseChattanoogaDurham
Monthly take-home$4,741$4,459
1BR rent$1,250$1,750
Groceries$357$372
Transport$45$82
Utilities$165$155
Internet$58$62
Left after essentials$2,866$2,038

Frequently asked questions

Is Durham cheaper than Chattanooga?

No. Durham has a cost of living index of 102 vs 86 for Chattanooga (100 = US average). That's about 19% more expensive.

How much will I save moving from Chattanooga to Durham?

On a $75K salary, core expenses in Durham run about $546/month more than Chattanooga. Factor this into your salary negotiation when relocating.

What salary do I need in Durham to match my Chattanooga lifestyle?

To maintain the same purchasing power as $75,000 in Chattanooga, you'd need roughly $88,953/year in Durham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only