Moving from Durham to Amarillo (2026)

Amarillo has a COL index of 80 vs 102 for Durham (100 = US average). You'd pay about 22% less for the same lifestyle.

Save ~$1,081/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
102 โ†’ 80
100 = US avg
1BR rent
$1,750 โ†’ $950
per month
State tax
4.5% โ†’ None
income tax
COL difference
102 โ†’ 80
22% cheaper

Salary needed in Amarillo to match your Durham lifestyle

Based on the 22% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Amarillo
$40K$31,373
$50K$39,216
$60K$47,059
$75K$58,824
$80K$62,745
$100K$78,431
$120K$94,118
$150K$117,647

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$857/moon core expenses at $75K

Monthly budget at $75K โ€” Durham vs Amarillo

ExpenseDurhamAmarillo
Monthly take-home$4,459$4,741
1BR rent$1,750$950
Groceries$372$346
Transport$82$38
Utilities$155$170
Internet$62$60
Left after essentials$2,038$3,177

30-Year Wealth Builder

If you invest your monthly savings of $857 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,045,515

over 30 years compared to staying in Durham โ€” that's the real price of a city.

$857/mo invested

Frequently asked questions

Is Amarillo cheaper than Durham?

Yes. Amarillo has a cost of living index of 80 vs 102 for Durham (100 = US average). That's about 22% cheaper.

How much will I save moving from Durham to Amarillo?

On a $75K salary, moving from Durham to Amarillo saves roughly $1,081/month on core expenses. That's ~$12,972/year.

What salary do I need in Amarillo to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $58,824/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only