Moving from Duluth to Montgomery (2026)
Montgomery has a COL index of 81 vs 87 for Duluth (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$187/mo
on core expenses · $75K salary baseline
Key differences
COL index
8781
100 = US avg
1BR rent
$1,200$1,050
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month
Salary needed in Montgomery to match your Duluth lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Duluth | Equivalent in Montgomery |
|---|---|
| $40K | $37,241 |
| $50K | $46,552 |
| $60K | $55,862 |
| $75K | $69,828 |
| $80K | $74,483 |
| $100K | $93,103 |
| $120K | $111,724 |
| $150K | $139,655 |
Monthly budget at $75K — Duluth vs Montgomery
| Expense | Duluth | Montgomery |
|---|---|---|
| Monthly take-home | $4,122 | $4,428 |
| 1BR rent | $1,200 | $1,050 |
| Groceries | $369 | $353 |
| Transport | $60 | $38 |
| Utilities | $165 | $170 |
| Internet | $62 | $58 |
| Left after essentials | $2,266 | $2,759 |
Frequently asked questions
Is Montgomery cheaper than Duluth?
Yes. Montgomery has a cost of living index of 81 vs 87 for Duluth (100 = US average). That's about 7% cheaper.
How much will I save moving from Duluth to Montgomery?
On a $75K salary, moving from Duluth to Montgomery could save roughly $187/month on core expenses. That's ~$2,244/year.
What salary do I need in Montgomery to match my Duluth lifestyle?
To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $69,828/year in Montgomery. This is based on the overall COL index difference between the two cities.
Moving from Montgomery to DuluthDuluth vs Montgomery — full comparisonDuluth cost of livingMontgomery cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only