Moving from Duluth to El Paso (2026)

El Paso has a COL index of 80 vs 87 for Duluth (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$769/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 80
100 = US avg
1BR rent
$1,200 โ†’ $1,050
per month
State tax
9.9% โ†’ None
income tax
COL difference
87 โ†’ 80
8% cheaper

Salary needed in El Paso to match your Duluth lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in DuluthEquivalent in El Paso
$40K$36,782
$50K$45,977
$60K$55,172
$75K$68,966
$80K$73,563
$100K$91,954
$120K$110,345
$150K$137,931

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$185/moon core expenses at $75K

Monthly budget at $75K โ€” Duluth vs El Paso

ExpenseDuluthEl Paso
Monthly take-home$4,122$4,741
1BR rent$1,200$1,050
Groceries$369$346
Transport$60$40
Utilities$165$175
Internet$62$60
Left after essentials$2,266$3,070

30-Year Wealth Builder

If you invest your monthly savings of $185 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$225,695

over 30 years compared to staying in Duluth โ€” that's the real price of a city.

$185/mo invested

Frequently asked questions

Is El Paso cheaper than Duluth?

Yes. El Paso has a cost of living index of 80 vs 87 for Duluth (100 = US average). That's about 8% cheaper.

How much will I save moving from Duluth to El Paso?

On a $75K salary, moving from Duluth to El Paso saves roughly $769/month on core expenses. That's ~$9,228/year.

What salary do I need in El Paso to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $68,966/year in El Paso. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only