Moving from Duluth to Cincinnati (2026)

Cincinnati has a COL index of 87 vs 87 for Duluth (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$103 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8787
100 = US avg
1BR rent
$1,200$1,300
per month
State tax
9.9%3.5%
income tax
Take-home at $75K
$4,122$4,522
per month

Salary needed in Cincinnati to match your Duluth lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Cincinnati
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Duluth vs Cincinnati

ExpenseDuluthCincinnati
Monthly take-home$4,122$4,522
1BR rent$1,200$1,300
Groceries$369$369
Transport$60$65
Utilities$165$165
Internet$62$60
Left after essentials$2,266$2,563

Frequently asked questions

Is Cincinnati cheaper than Duluth?

No. Cincinnati has a cost of living index of 87 vs 87 for Duluth (100 = US average). That's about 0% more expensive.

How much will I save moving from Duluth to Cincinnati?

On a $75K salary, core expenses in Cincinnati run about $103/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Cincinnati to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $75,000/year in Cincinnati. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only