Moving from Cincinnati to Duluth (2026)

Duluth has a COL index of 87 vs 87 for Cincinnati (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$103 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8787
100 = US avg
1BR rent
$1,300$1,200
per month
State tax
3.5%9.9%
income tax
Take-home at $75K
$4,522$4,122
per month

Salary needed in Duluth to match your Cincinnati lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in CincinnatiEquivalent in Duluth
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Cincinnati vs Duluth

ExpenseCincinnatiDuluth
Monthly take-home$4,522$4,122
1BR rent$1,300$1,200
Groceries$369$369
Transport$65$60
Utilities$165$165
Internet$60$62
Left after essentials$2,563$2,266

Frequently asked questions

Is Duluth cheaper than Cincinnati?

No. Duluth has a cost of living index of 87 vs 87 for Cincinnati (100 = US average). That's about 0% more expensive.

How much will I save moving from Cincinnati to Duluth?

On a $75K salary, moving from Cincinnati to Duluth could save roughly $103/month on core expenses. That's ~$1,236/year.

What salary do I need in Duluth to match my Cincinnati lifestyle?

To maintain the same purchasing power as $75,000 in Cincinnati, you'd need roughly $75,000/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only