Moving from Duluth to Amarillo (2026)
Amarillo has a COL index of 80 vs 87 for Duluth (100 = US average). You'd pay about 8% less for the same lifestyle.
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Key differences
Salary needed in Amarillo to match your Duluth lifestyle
Based on the 8% cost of living decrease between the two cities.
| Your salary in Duluth | Equivalent in Amarillo |
|---|---|
| $40K | $36,782 |
| $50K | $45,977 |
| $60K | $55,172 |
| $75K | $68,966 |
| $80K | $73,563 |
| $100K | $91,954 |
| $120K | $110,345 |
| $150K | $137,931 |
💵 Household income (before tax)
Monthly budget at $75K — Duluth vs Amarillo
| Expense | Duluth | Amarillo |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,200 | $950 |
| Groceries | $369 | $346 |
| Transport | $60 | $38 |
| Utilities | $165 | $170 |
| Internet | $62 | $60 |
| Left after essentials | $2,266 | $3,177 |
30-Year Wealth Builder
If you invest your monthly savings of $292 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Duluth — that's the real price of a city.
Frequently asked questions
Is Amarillo cheaper than Duluth?
Yes. Amarillo has a cost of living index of 80 vs 87 for Duluth (100 = US average). That's about 8% cheaper.
How much will I save moving from Duluth to Amarillo?
On a $75K salary, moving from Duluth to Amarillo saves roughly $869/month on core expenses. That's ~$10,428/year.
What salary do I need in Amarillo to match my Duluth lifestyle?
To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $68,966/year in Amarillo. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only