Moving from Denver to Springfield (2026)

Springfield has a COL index of 79 vs 122 for Denver (100 = US average). You'd pay about 35% less for the same lifestyle.

Save ~$1,031/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
122 โ†’ 79
100 = US avg
1BR rent
$2,000 โ†’ $950
per month
State tax
4.4% โ†’ 4.7%
income tax
COL difference
122 โ†’ 79
35% cheaper

Salary needed in Springfield to match your Denver lifestyle

Based on the 35% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Springfield
$40K$25,902
$50K$32,377
$60K$38,852
$75K$48,566
$80K$51,803
$100K$64,754
$120K$77,705
$150K$97,131

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1,149/moon core expenses at $75K

Monthly budget at $75K โ€” Denver vs Springfield

ExpenseDenverSpringfield
Monthly take-home$4,466$4,447
1BR rent$2,000$950
Groceries$388$353
Transport$114$42
Utilities$140$155
Internet$65$58
Left after essentials$1,759$2,889

30-Year Wealth Builder

If you invest your monthly savings of $1,149 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,401,747

over 30 years compared to staying in Denver โ€” that's the real price of a city.

$1,149/mo invested

Frequently asked questions

Is Springfield cheaper than Denver?

Yes. Springfield has a cost of living index of 79 vs 122 for Denver (100 = US average). That's about 35% cheaper.

How much will I save moving from Denver to Springfield?

On a $75K salary, moving from Denver to Springfield saves roughly $1,031/month on core expenses. That's ~$12,372/year.

What salary do I need in Springfield to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $48,566/year in Springfield. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only