Moving from Denver to Sacramento (2026)

Sacramento has a COL index of 127 vs 122 for Denver (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$11 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
122127
100 = US avg
1BR rent
$2,000$2,000
per month
State tax
4.4%9.3%
income tax
Take-home at $75K
$4,466$4,159
per month

Salary needed in Sacramento to match your Denver lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in DenverEquivalent in Sacramento
$40K$41,639
$50K$52,049
$60K$62,459
$75K$78,074
$80K$83,279
$100K$104,098
$120K$124,918
$150K$156,148

Monthly budget at $75K — Denver vs Sacramento

ExpenseDenverSacramento
Monthly take-home$4,466$4,159
1BR rent$2,000$2,000
Groceries$388$403
Transport$114$100
Utilities$140$150
Internet$65$65
Left after essentials$1,759$1,441

Frequently asked questions

Is Sacramento cheaper than Denver?

No. Sacramento has a cost of living index of 127 vs 122 for Denver (100 = US average). That's about 4% more expensive.

How much will I save moving from Denver to Sacramento?

On a $75K salary, core expenses in Sacramento run about $11/month more than Denver. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $78,074/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only