Moving from Denver to McAllen (2026)

McAllen has a COL index of 78 vs 122 for Denver (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$1,159/mo
on core expenses · $75K salary baseline

Key differences

COL index
12278
100 = US avg
1BR rent
$2,000$950
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in McAllen to match your Denver lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in DenverEquivalent in McAllen
$40K$25,574
$50K$31,967
$60K$38,361
$75K$47,951
$80K$51,148
$100K$63,934
$120K$76,721
$150K$95,902

Monthly budget at $75K — Denver vs McAllen

ExpenseDenverMcAllen
Monthly take-home$4,466$4,741
1BR rent$2,000$950
Groceries$388$338
Transport$114$35
Utilities$140$165
Internet$65$60
Left after essentials$1,759$3,193

Frequently asked questions

Is McAllen cheaper than Denver?

Yes. McAllen has a cost of living index of 78 vs 122 for Denver (100 = US average). That's about 36% cheaper.

How much will I save moving from Denver to McAllen?

On a $75K salary, moving from Denver to McAllen could save roughly $1,159/month on core expenses. That's ~$13,908/year.

What salary do I need in McAllen to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $47,951/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only