Moving from Denver to Lubbock (2026)

Lubbock has a COL index of 81 vs 122 for Denver (100 = US average). You'd pay about 34% less for the same lifestyle.

Save ~$1,093/mo
on core expenses · $75K salary baseline

Key differences

COL index
12281
100 = US avg
1BR rent
$2,000$1,000
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Lubbock to match your Denver lifestyle

Based on the 34% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Lubbock
$40K$26,557
$50K$33,197
$60K$39,836
$75K$49,795
$80K$53,115
$100K$66,393
$120K$79,672
$150K$99,590

Monthly budget at $75K — Denver vs Lubbock

ExpenseDenverLubbock
Monthly take-home$4,466$4,741
1BR rent$2,000$1,000
Groceries$388$346
Transport$114$38
Utilities$140$172
Internet$65$58
Left after essentials$1,759$3,127

Frequently asked questions

Is Lubbock cheaper than Denver?

Yes. Lubbock has a cost of living index of 81 vs 122 for Denver (100 = US average). That's about 34% cheaper.

How much will I save moving from Denver to Lubbock?

On a $75K salary, moving from Denver to Lubbock could save roughly $1,093/month on core expenses. That's ~$13,116/year.

What salary do I need in Lubbock to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $49,795/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only