Moving from Denver to Baltimore (2026)

Baltimore has a COL index of 110 vs 122 for Denver (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$88/mo
on core expenses · $75K salary baseline

Key differences

COL index
122110
100 = US avg
1BR rent
$2,000$1,900
per month
State tax
4.4%4.8%
income tax
Take-home at $75K
$4,466$4,441
per month

Salary needed in Baltimore to match your Denver lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in DenverEquivalent in Baltimore
$40K$36,066
$50K$45,082
$60K$54,098
$75K$67,623
$80K$72,131
$100K$90,164
$120K$108,197
$150K$135,246

Monthly budget at $75K — Denver vs Baltimore

ExpenseDenverBaltimore
Monthly take-home$4,466$4,441
1BR rent$2,000$1,900
Groceries$388$391
Transport$114$88
Utilities$140$175
Internet$65$65
Left after essentials$1,759$1,822

Frequently asked questions

Is Baltimore cheaper than Denver?

Yes. Baltimore has a cost of living index of 110 vs 122 for Denver (100 = US average). That's about 10% cheaper.

How much will I save moving from Denver to Baltimore?

On a $75K salary, moving from Denver to Baltimore could save roughly $88/month on core expenses. That's ~$1,056/year.

What salary do I need in Baltimore to match my Denver lifestyle?

To maintain the same purchasing power as $75,000 in Denver, you'd need roughly $67,623/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only