Moving from Dayton to Chicago (2026)

Chicago has a COL index of 107 vs 83 for Dayton (100 = US average). Expect to pay about 29% more for the same lifestyle.

Pay ~$888 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
83 โ†’ 107
100 = US avg
1BR rent
$1,100 โ†’ $1,900
per month
State tax
3.5% โ†’ 4.9%
income tax
COL difference
83 โ†’ 107
29% more expensive

Salary needed in Chicago to match your Dayton lifestyle

Based on the 29% cost of living increase between the two cities.

Your salary in DaytonEquivalent in Chicago
$40K$51,566
$50K$64,458
$60K$77,349
$75K$96,687
$80K$103,133
$100K$128,916
$120K$154,699
$150K$193,373

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$882/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Dayton vs Chicago

ExpenseDaytonChicago
Monthly take-home$4,522$4,434
1BR rent$1,100$1,900
Groceries$361$388
Transport$60$105
Utilities$162$165
Internet$58$65
Left after essentials$2,781$1,811

Frequently asked questions

Is Chicago cheaper than Dayton?

No. Chicago has a cost of living index of 107 vs 83 for Dayton (100 = US average). That's about 29% more expensive.

How much will I save moving from Dayton to Chicago?

On a $75K salary, core expenses in Chicago run about $888/month more than Dayton. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Dayton lifestyle?

To maintain the same purchasing power as $75,000 in Dayton, you'd need roughly $96,687/year in Chicago. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only