Moving from Dallas to Phoenix (2026)

Phoenix has a COL index of 100 vs 99 for Dallas (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$11 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99100
100 = US avg
1BR rent
$1,500$1,500
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Phoenix to match your Dallas lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in DallasEquivalent in Phoenix
$40K$40,404
$50K$50,505
$60K$60,606
$75K$75,758
$80K$80,808
$100K$101,010
$120K$121,212
$150K$151,515

Monthly budget at $75K — Dallas vs Phoenix

ExpenseDallasPhoenix
Monthly take-home$4,741$4,584
1BR rent$1,500$1,500
Groceries$361$369
Transport$96$64
Utilities$175$210
Internet$60$60
Left after essentials$2,549$2,381

Frequently asked questions

Is Phoenix cheaper than Dallas?

No. Phoenix has a cost of living index of 100 vs 99 for Dallas (100 = US average). That's about 1% more expensive.

How much will I save moving from Dallas to Phoenix?

On a $75K salary, core expenses in Phoenix run about $11/month more than Dallas. Factor this into your salary negotiation when relocating.

What salary do I need in Phoenix to match my Dallas lifestyle?

To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $75,758/year in Phoenix. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only