Moving from Dallas to Missoula (2026)

Missoula has a COL index of 97 vs 99 for Dallas (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$225/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 97
100 = US avg
1BR rent
$1,500 โ†’ $1,300
per month
State tax
None โ†’ 6.8%
income tax
COL difference
99 โ†’ 97
2% cheaper

Salary needed in Missoula to match your Dallas lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in DallasEquivalent in Missoula
$40K$39,192
$50K$48,990
$60K$58,788
$75K$73,485
$80K$78,384
$100K$97,980
$120K$117,576
$150K$146,970

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$258/moon core expenses at $75K

Monthly budget at $75K โ€” Dallas vs Missoula

ExpenseDallasMissoula
Monthly take-home$4,741$4,316
1BR rent$1,500$1,300
Groceries$361$376
Transport$96$45
Utilities$175$145
Internet$60$68
Left after essentials$2,549$2,382

30-Year Wealth Builder

If you invest your monthly savings of $258 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$314,753

over 30 years compared to staying in Dallas โ€” that's the real price of a city.

$258/mo invested

Frequently asked questions

Is Missoula cheaper than Dallas?

Yes. Missoula has a cost of living index of 97 vs 99 for Dallas (100 = US average). That's about 2% cheaper.

How much will I save moving from Dallas to Missoula?

On a $75K salary, core expenses in Missoula run about $225/month more than Dallas. Factor this into your salary negotiation when relocating.

What salary do I need in Missoula to match my Dallas lifestyle?

To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $73,485/year in Missoula. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only