Moving from Dallas to Lincoln (2026)

Lincoln has a COL index of 86 vs 99 for Dallas (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$12/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 86
100 = US avg
1BR rent
$1,500 โ†’ $1,150
per month
State tax
None โ†’ 5.8%
income tax
COL difference
99 โ†’ 86
13% cheaper

Salary needed in Lincoln to match your Dallas lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in DallasEquivalent in Lincoln
$40K$34,747
$50K$43,434
$60K$52,121
$75K$65,152
$80K$69,495
$100K$86,869
$120K$104,242
$150K$130,303

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$427/moon core expenses at $75K

Monthly budget at $75K โ€” Dallas vs Lincoln

ExpenseDallasLincoln
Monthly take-home$4,741$4,378
1BR rent$1,500$1,150
Groceries$361$357
Transport$96$48
Utilities$175$152
Internet$60$58
Left after essentials$2,549$2,613

30-Year Wealth Builder

If you invest your monthly savings of $427 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$520,928

over 30 years compared to staying in Dallas โ€” that's the real price of a city.

$427/mo invested

Frequently asked questions

Is Lincoln cheaper than Dallas?

Yes. Lincoln has a cost of living index of 86 vs 99 for Dallas (100 = US average). That's about 13% cheaper.

How much will I save moving from Dallas to Lincoln?

On a $75K salary, core expenses in Lincoln run about $12/month more than Dallas. Factor this into your salary negotiation when relocating.

What salary do I need in Lincoln to match my Dallas lifestyle?

To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $65,152/year in Lincoln. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only