Moving from Dallas to Fargo (2026)
Fargo has a COL index of 89 vs 99 for Dallas (100 = US average). You'd pay about 10% less for the same lifestyle.
Save ~$303/mo
on core expenses · $75K salary baseline
Key differences
COL index
9989
100 = US avg
1BR rent
$1,500$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month
Salary needed in Fargo to match your Dallas lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in Dallas | Equivalent in Fargo |
|---|---|
| $40K | $35,960 |
| $50K | $44,949 |
| $60K | $53,939 |
| $75K | $67,424 |
| $80K | $71,919 |
| $100K | $89,899 |
| $120K | $107,879 |
| $150K | $134,848 |
Monthly budget at $75K — Dallas vs Fargo
| Expense | Dallas | Fargo |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $1,500 | $1,250 |
| Groceries | $361 | $369 |
| Transport | $96 | $50 |
| Utilities | $175 | $155 |
| Internet | $60 | $65 |
| Left after essentials | $2,549 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Dallas?
Yes. Fargo has a cost of living index of 89 vs 99 for Dallas (100 = US average). That's about 10% cheaper.
How much will I save moving from Dallas to Fargo?
On a $75K salary, moving from Dallas to Fargo could save roughly $303/month on core expenses. That's ~$3,636/year.
What salary do I need in Fargo to match my Dallas lifestyle?
To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $67,424/year in Fargo. This is based on the overall COL index difference between the two cities.
Moving from Fargo to DallasDallas vs Fargo — full comparisonDallas cost of livingFargo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only