Moving from Dallas to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 99 for Dallas (100 = US average). You'd pay about 13% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Dallas lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Dallas | Equivalent in Chattanooga |
|---|---|
| $40K | $34,747 |
| $50K | $43,434 |
| $60K | $52,121 |
| $75K | $65,152 |
| $80K | $69,495 |
| $100K | $86,869 |
| $120K | $104,242 |
| $150K | $130,303 |
Monthly budget at $75K — Dallas vs Chattanooga
| Expense | Dallas | Chattanooga |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,500 | $1,250 |
| Groceries | $361 | $357 |
| Transport | $96 | $45 |
| Utilities | $175 | $165 |
| Internet | $60 | $58 |
| Left after essentials | $2,549 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Dallas?
Yes. Chattanooga has a cost of living index of 86 vs 99 for Dallas (100 = US average). That's about 13% cheaper.
How much will I save moving from Dallas to Chattanooga?
On a $75K salary, moving from Dallas to Chattanooga could save roughly $317/month on core expenses. That's ~$3,804/year.
What salary do I need in Chattanooga to match my Dallas lifestyle?
To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $65,152/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only