Moving from Dallas to Baltimore (2026)

Baltimore has a COL index of 110 vs 99 for Dallas (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$427 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99110
100 = US avg
1BR rent
$1,500$1,900
per month
State tax
None4.8%
income tax
Take-home at $75K
$4,741$4,441
per month

Salary needed in Baltimore to match your Dallas lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in DallasEquivalent in Baltimore
$40K$44,444
$50K$55,556
$60K$66,667
$75K$83,333
$80K$88,889
$100K$111,111
$120K$133,333
$150K$166,667

Monthly budget at $75K — Dallas vs Baltimore

ExpenseDallasBaltimore
Monthly take-home$4,741$4,441
1BR rent$1,500$1,900
Groceries$361$391
Transport$96$88
Utilities$175$175
Internet$60$65
Left after essentials$2,549$1,822

Frequently asked questions

Is Baltimore cheaper than Dallas?

No. Baltimore has a cost of living index of 110 vs 99 for Dallas (100 = US average). That's about 11% more expensive.

How much will I save moving from Dallas to Baltimore?

On a $75K salary, core expenses in Baltimore run about $427/month more than Dallas. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Dallas lifestyle?

To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $83,333/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only