Moving from Dallas to Albany (2026)

Albany has a COL index of 92 vs 99 for Dallas (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$331/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
99 โ†’ 92
100 = US avg
1BR rent
$1,500 โ†’ $1,400
per month
State tax
None โ†’ 6.9%
income tax
COL difference
99 โ†’ 92
7% cheaper

Salary needed in Albany to match your Dallas lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in DallasEquivalent in Albany
$40K$37,172
$50K$46,465
$60K$55,758
$75K$69,697
$80K$74,343
$100K$92,929
$120K$111,515
$150K$139,394

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$94/moon core expenses at $75K

Monthly budget at $75K โ€” Dallas vs Albany

ExpenseDallasAlbany
Monthly take-home$4,741$4,309
1BR rent$1,500$1,400
Groceries$361$380
Transport$96$68
Utilities$175$185
Internet$60$65
Left after essentials$2,549$2,211

Frequently asked questions

Is Albany cheaper than Dallas?

Yes. Albany has a cost of living index of 92 vs 99 for Dallas (100 = US average). That's about 7% cheaper.

How much will I save moving from Dallas to Albany?

On a $75K salary, core expenses in Albany run about $331/month more than Dallas. Factor this into your salary negotiation when relocating.

What salary do I need in Albany to match my Dallas lifestyle?

To maintain the same purchasing power as $75,000 in Dallas, you'd need roughly $69,697/year in Albany. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only