Moving from Concord to Springfield (2026)

Springfield has a COL index of 79 vs 92 for Concord (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$561/mo
on core expenses · $75K salary baseline

Key differences

COL index
9279
100 = US avg
1BR rent
$1,500$950
per month
State tax
4.5%4.7%
income tax
Take-home at $75K
$4,459$4,447
per month

Salary needed in Springfield to match your Concord lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in ConcordEquivalent in Springfield
$40K$34,348
$50K$42,935
$60K$51,522
$75K$64,402
$80K$68,696
$100K$85,870
$120K$103,043
$150K$128,804

Monthly budget at $75K — Concord vs Springfield

ExpenseConcordSpringfield
Monthly take-home$4,459$4,447
1BR rent$1,500$950
Groceries$365$353
Transport$42$42
Utilities$152$155
Internet$60$58
Left after essentials$2,340$2,889

Frequently asked questions

Is Springfield cheaper than Concord?

Yes. Springfield has a cost of living index of 79 vs 92 for Concord (100 = US average). That's about 14% cheaper.

How much will I save moving from Concord to Springfield?

On a $75K salary, moving from Concord to Springfield could save roughly $561/month on core expenses. That's ~$6,732/year.

What salary do I need in Springfield to match my Concord lifestyle?

To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $64,402/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only