Moving from Concord to Austin (2026)

Austin has a COL index of 122 vs 92 for Concord (100 = US average). Expect to pay about 33% more for the same lifestyle.

Pay ~$338 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
92122
100 = US avg
1BR rent
$1,500$1,800
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Austin to match your Concord lifestyle

Based on the 33% cost of living increase between the two cities.

Your salary in ConcordEquivalent in Austin
$40K$53,043
$50K$66,304
$60K$79,565
$75K$99,457
$80K$106,087
$100K$132,609
$120K$159,130
$150K$198,913

Monthly budget at $75K — Concord vs Austin

ExpenseConcordAustin
Monthly take-home$4,459$4,741
1BR rent$1,500$1,800
Groceries$365$372
Transport$42$50
Utilities$152$170
Internet$60$65
Left after essentials$2,340$2,284

Frequently asked questions

Is Austin cheaper than Concord?

No. Austin has a cost of living index of 122 vs 92 for Concord (100 = US average). That's about 33% more expensive.

How much will I save moving from Concord to Austin?

On a $75K salary, core expenses in Austin run about $338/month more than Concord. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Concord lifestyle?

To maintain the same purchasing power as $75,000 in Concord, you'd need roughly $99,457/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only