Moving from Austin to Concord (2026)

Concord has a COL index of 92 vs 122 for Austin (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$338/mo
on core expenses · $75K salary baseline

Key differences

COL index
12292
100 = US avg
1BR rent
$1,800$1,500
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Concord to match your Austin lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Concord
$40K$30,164
$50K$37,705
$60K$45,246
$75K$56,557
$80K$60,328
$100K$75,410
$120K$90,492
$150K$113,115

Monthly budget at $75K — Austin vs Concord

ExpenseAustinConcord
Monthly take-home$4,741$4,459
1BR rent$1,800$1,500
Groceries$372$365
Transport$50$42
Utilities$170$152
Internet$65$60
Left after essentials$2,284$2,340

Frequently asked questions

Is Concord cheaper than Austin?

Yes. Concord has a cost of living index of 92 vs 122 for Austin (100 = US average). That's about 25% cheaper.

How much will I save moving from Austin to Concord?

On a $75K salary, moving from Austin to Concord could save roughly $338/month on core expenses. That's ~$4,056/year.

What salary do I need in Concord to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $56,557/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only