Moving from Columbia to Lubbock (2026)
Lubbock has a COL index of 81 vs 87 for Columbia (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$254/mo
on core expenses · $75K salary baseline
Key differences
COL index
8781
100 = US avg
1BR rent
$1,250$1,000
per month
State tax
6.2%None
income tax
Take-home at $75K
$4,353$4,741
per month
Salary needed in Lubbock to match your Columbia lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Columbia | Equivalent in Lubbock |
|---|---|
| $40K | $37,241 |
| $50K | $46,552 |
| $60K | $55,862 |
| $75K | $69,828 |
| $80K | $74,483 |
| $100K | $93,103 |
| $120K | $111,724 |
| $150K | $139,655 |
Monthly budget at $75K — Columbia vs Lubbock
| Expense | Columbia | Lubbock |
|---|---|---|
| Monthly take-home | $4,353 | $4,741 |
| 1BR rent | $1,250 | $1,000 |
| Groceries | $361 | $346 |
| Transport | $45 | $38 |
| Utilities | $152 | $172 |
| Internet | $60 | $58 |
| Left after essentials | $2,485 | $3,127 |
Frequently asked questions
Is Lubbock cheaper than Columbia?
Yes. Lubbock has a cost of living index of 81 vs 87 for Columbia (100 = US average). That's about 7% cheaper.
How much will I save moving from Columbia to Lubbock?
On a $75K salary, moving from Columbia to Lubbock could save roughly $254/month on core expenses. That's ~$3,048/year.
What salary do I need in Lubbock to match my Columbia lifestyle?
To maintain the same purchasing power as $75,000 in Columbia, you'd need roughly $69,828/year in Lubbock. This is based on the overall COL index difference between the two cities.
Moving from Lubbock to ColumbiaColumbia vs Lubbock — full comparisonColumbia cost of livingLubbock cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only