Moving from Colorado Springs to Lubbock (2026)

Lubbock has a COL index of 81 vs 95 for Colorado Springs (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$775/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 81
100 = US avg
1BR rent
$1,500 โ†’ $1,000
per month
State tax
4.4% โ†’ None
income tax
COL difference
95 โ†’ 81
15% cheaper

Salary needed in Lubbock to match your Colorado Springs lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in Colorado SpringsEquivalent in Lubbock
$40K$34,105
$50K$42,632
$60K$51,158
$75K$63,947
$80K$68,211
$100K$85,263
$120K$102,316
$150K$127,895

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$523/moon core expenses at $75K

Monthly budget at $75K โ€” Colorado Springs vs Lubbock

ExpenseColorado SpringsLubbock
Monthly take-home$4,466$4,741
1BR rent$1,500$1,000
Groceries$372$346
Transport$55$38
Utilities$145$172
Internet$65$58
Left after essentials$2,329$3,127

30-Year Wealth Builder

If you invest your monthly savings of $523 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$638,045

over 30 years compared to staying in Colorado Springs โ€” that's the real price of a city.

$523/mo invested

Frequently asked questions

Is Lubbock cheaper than Colorado Springs?

Yes. Lubbock has a cost of living index of 81 vs 95 for Colorado Springs (100 = US average). That's about 15% cheaper.

How much will I save moving from Colorado Springs to Lubbock?

On a $75K salary, moving from Colorado Springs to Lubbock saves roughly $775/month on core expenses. That's ~$9,300/year.

What salary do I need in Lubbock to match my Colorado Springs lifestyle?

To maintain the same purchasing power as $75,000 in Colorado Springs, you'd need roughly $63,947/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only