Moving from Cleveland to Toledo (2026)
Toledo has a COL index of 81 vs 85 for Cleveland (100 = US average). You'd pay about 5% less for the same lifestyle.
Save ~$236/mo
on core expenses · $75K salary baseline
Key differences
COL index
8581
100 = US avg
1BR rent
$1,250$1,050
per month
State tax
3.5%3.5%
income tax
Take-home at $75K
$4,522$4,522
per month
Salary needed in Toledo to match your Cleveland lifestyle
Based on the 5% cost of living decrease between the two cities.
| Your salary in Cleveland | Equivalent in Toledo |
|---|---|
| $40K | $38,118 |
| $50K | $47,647 |
| $60K | $57,176 |
| $75K | $71,471 |
| $80K | $76,235 |
| $100K | $95,294 |
| $120K | $114,353 |
| $150K | $142,941 |
Monthly budget at $75K — Cleveland vs Toledo
| Expense | Cleveland | Toledo |
|---|---|---|
| Monthly take-home | $4,522 | $4,522 |
| 1BR rent | $1,250 | $1,050 |
| Groceries | $369 | $357 |
| Transport | $72 | $58 |
| Utilities | $168 | $160 |
| Internet | $60 | $58 |
| Left after essentials | $2,603 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Cleveland?
Yes. Toledo has a cost of living index of 81 vs 85 for Cleveland (100 = US average). That's about 5% cheaper.
How much will I save moving from Cleveland to Toledo?
On a $75K salary, moving from Cleveland to Toledo could save roughly $236/month on core expenses. That's ~$2,832/year.
What salary do I need in Toledo to match my Cleveland lifestyle?
To maintain the same purchasing power as $75,000 in Cleveland, you'd need roughly $71,471/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to ClevelandCleveland vs Toledo — full comparisonCleveland cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only