Moving from Cleveland to St. Paul (2026)

St. Paul has a COL index of 97 vs 85 for Cleveland (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$318 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8597
100 = US avg
1BR rent
$1,250$1,500
per month
State tax
3.5%9.9%
income tax
Take-home at $75K
$4,522$4,122
per month

Salary needed in St. Paul to match your Cleveland lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in ClevelandEquivalent in St. Paul
$40K$45,647
$50K$57,059
$60K$68,471
$75K$85,588
$80K$91,294
$100K$114,118
$120K$136,941
$150K$171,176

Monthly budget at $75K — Cleveland vs St. Paul

ExpenseClevelandSt. Paul
Monthly take-home$4,522$4,122
1BR rent$1,250$1,500
Groceries$369$384
Transport$72$95
Utilities$168$195
Internet$60$63
Left after essentials$2,603$1,885

Frequently asked questions

Is St. Paul cheaper than Cleveland?

No. St. Paul has a cost of living index of 97 vs 85 for Cleveland (100 = US average). That's about 14% more expensive.

How much will I save moving from Cleveland to St. Paul?

On a $75K salary, core expenses in St. Paul run about $318/month more than Cleveland. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Cleveland lifestyle?

To maintain the same purchasing power as $75,000 in Cleveland, you'd need roughly $85,588/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only