Moving from Chicago to Stockton (2026)

Stockton has a COL index of 100 vs 107 for Chicago (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$457/mo
on core expenses · $75K salary baseline

Key differences

COL index
107100
100 = US avg
1BR rent
$1,900$1,500
per month
State tax
4.9%9.3%
income tax
Take-home at $75K
$4,434$4,159
per month

Salary needed in Stockton to match your Chicago lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Stockton
$40K$37,383
$50K$46,729
$60K$56,075
$75K$70,093
$80K$74,766
$100K$93,458
$120K$112,150
$150K$140,187

Monthly budget at $75K — Chicago vs Stockton

ExpenseChicagoStockton
Monthly take-home$4,434$4,159
1BR rent$1,900$1,500
Groceries$388$388
Transport$105$68
Utilities$165$145
Internet$65$65
Left after essentials$1,811$1,993

Frequently asked questions

Is Stockton cheaper than Chicago?

Yes. Stockton has a cost of living index of 100 vs 107 for Chicago (100 = US average). That's about 7% cheaper.

How much will I save moving from Chicago to Stockton?

On a $75K salary, moving from Chicago to Stockton could save roughly $457/month on core expenses. That's ~$5,484/year.

What salary do I need in Stockton to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $70,093/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only