Moving from Chicago to Sioux Falls (2026)
Sioux Falls has a COL index of 88 vs 107 for Chicago (100 = US average). You'd pay about 18% less for the same lifestyle.
Key differences
Salary needed in Sioux Falls to match your Chicago lifestyle
Based on the 18% cost of living decrease between the two cities.
| Your salary in Chicago | Equivalent in Sioux Falls |
|---|---|
| $40K | $32,897 |
| $50K | $41,121 |
| $60K | $49,346 |
| $75K | $61,682 |
| $80K | $65,794 |
| $100K | $82,243 |
| $120K | $98,692 |
| $150K | $123,364 |
Monthly budget at $75K — Chicago vs Sioux Falls
| Expense | Chicago | Sioux Falls |
|---|---|---|
| Monthly take-home | $4,434 | $4,741 |
| 1BR rent | $1,900 | $1,250 |
| Groceries | $388 | $365 |
| Transport | $105 | $42 |
| Utilities | $165 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $1,811 | $2,869 |
Frequently asked questions
Is Sioux Falls cheaper than Chicago?
Yes. Sioux Falls has a cost of living index of 88 vs 107 for Chicago (100 = US average). That's about 18% cheaper.
How much will I save moving from Chicago to Sioux Falls?
On a $75K salary, moving from Chicago to Sioux Falls could save roughly $751/month on core expenses. That's ~$9,012/year.
What salary do I need in Sioux Falls to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $61,682/year in Sioux Falls. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only