Moving from Chicago to Seattle (2026)

Seattle has a COL index of 150 vs 107 for Chicago (100 = US average). Expect to pay about 40% more for the same lifestyle.

Pay ~$472 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
107150
100 = US avg
1BR rent
$1,900$2,400
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Seattle to match your Chicago lifestyle

Based on the 40% cost of living increase between the two cities.

Your salary in ChicagoEquivalent in Seattle
$40K$56,075
$50K$70,093
$60K$84,112
$75K$105,140
$80K$112,150
$100K$140,187
$120K$168,224
$150K$210,280

Monthly budget at $75K — Chicago vs Seattle

ExpenseChicagoSeattle
Monthly take-home$4,434$4,741
1BR rent$1,900$2,400
Groceries$388$410
Transport$105$100
Utilities$165$120
Internet$65$65
Left after essentials$1,811$1,646

Frequently asked questions

Is Seattle cheaper than Chicago?

No. Seattle has a cost of living index of 150 vs 107 for Chicago (100 = US average). That's about 40% more expensive.

How much will I save moving from Chicago to Seattle?

On a $75K salary, core expenses in Seattle run about $472/month more than Chicago. Factor this into your salary negotiation when relocating.

What salary do I need in Seattle to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $105,140/year in Seattle. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only