Moving from Chicago to Reno (2026)

Reno has a COL index of 101 vs 107 for Chicago (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$297/mo
on core expenses · $75K salary baseline

Key differences

COL index
107101
100 = US avg
1BR rent
$1,900$1,650
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Reno to match your Chicago lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Reno
$40K$37,757
$50K$47,196
$60K$56,636
$75K$70,794
$80K$75,514
$100K$94,393
$120K$113,271
$150K$141,589

Monthly budget at $75K — Chicago vs Reno

ExpenseChicagoReno
Monthly take-home$4,434$4,741
1BR rent$1,900$1,650
Groceries$388$384
Transport$105$62
Utilities$165$165
Internet$65$65
Left after essentials$1,811$2,415

Frequently asked questions

Is Reno cheaper than Chicago?

Yes. Reno has a cost of living index of 101 vs 107 for Chicago (100 = US average). That's about 6% cheaper.

How much will I save moving from Chicago to Reno?

On a $75K salary, moving from Chicago to Reno could save roughly $297/month on core expenses. That's ~$3,564/year.

What salary do I need in Reno to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $70,794/year in Reno. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only