Moving from Chicago to Playa del Carmen (2026)

Playa del Carmen has a COL index of 48 vs 107 for Chicago (100 = US average). You'd pay about 55% less for the same lifestyle.

Save ~$1,406/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 48
100 = US avg
1BR rent
$1,900 โ†’ $800
per month
State tax
4.9% โ†’ None
income tax
COL difference
107 โ†’ 48
55% cheaper

Salary needed in Playa del Carmen to match your Chicago lifestyle

Based on the 55% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Playa del Carmen
$40K$17,944
$50K$22,430
$60K$26,916
$75K$33,645
$80K$35,888
$100K$44,860
$120K$53,832
$150K$67,290

Adjust your salary

Save ~$1,203/moon core expenses at $75K

Monthly budget at $75K โ€” Chicago vs Playa del Carmen

ExpenseChicagoPlaya del Carmen
Monthly take-home$4,434$4,741
1BR rent$1,900$800
Groceries$388$380
Transport$105$150
Utilities$165$55
Internet$65$35
Left after essentials$1,811$3,321

30-Year Wealth Builder

If you invest your monthly savings of $1,203 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,467,625

over 30 years compared to staying in Chicago โ€” that's the real price of a city.

$1,203/mo invested

Frequently asked questions

Is Playa del Carmen cheaper than Chicago?

Yes. Playa del Carmen has a cost of living index of 48 vs 107 for Chicago (100 = US average). That's about 55% cheaper.

How much will I save moving from Chicago to Playa del Carmen?

On a $75K salary, moving from Chicago to Playa del Carmen saves roughly $1,406/month on core expenses. That's ~$16,872/year.

What salary do I need in Playa del Carmen to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $33,645/year in Playa del Carmen. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only