Moving from Chicago to Philadelphia (2026)
Philadelphia has a COL index of 107 vs 107 for Chicago (100 = US average). Expect to pay about 0% more for the same lifestyle.
Key differences
Salary needed in Philadelphia to match your Chicago lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Chicago | Equivalent in Philadelphia |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
Monthly budget at $75K — Chicago vs Philadelphia
| Expense | Chicago | Philadelphia |
|---|---|---|
| Monthly take-home | $4,434 | $4,547 |
| 1BR rent | $1,900 | $2,000 |
| Groceries | $388 | $391 |
| Transport | $105 | $96 |
| Utilities | $165 | $160 |
| Internet | $65 | $65 |
| Left after essentials | $1,811 | $1,835 |
Frequently asked questions
Is Philadelphia cheaper than Chicago?
No. Philadelphia has a cost of living index of 107 vs 107 for Chicago (100 = US average). That's about 0% more expensive.
How much will I save moving from Chicago to Philadelphia?
On a $75K salary, core expenses in Philadelphia run about $89/month more than Chicago. Factor this into your salary negotiation when relocating.
What salary do I need in Philadelphia to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $75,000/year in Philadelphia. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only