Moving from Chicago to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 107 for Chicago (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$177/mo
on core expenses · $75K salary baseline

Key differences

COL index
107106
100 = US avg
1BR rent
$1,900$1,700
per month
State tax
4.9%9.9%
income tax
Take-home at $75K
$4,434$4,122
per month

Salary needed in Minneapolis to match your Chicago lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Minneapolis
$40K$39,626
$50K$49,533
$60K$59,439
$75K$74,299
$80K$79,252
$100K$99,065
$120K$118,879
$150K$148,598

Monthly budget at $75K — Chicago vs Minneapolis

ExpenseChicagoMinneapolis
Monthly take-home$4,434$4,122
1BR rent$1,900$1,700
Groceries$388$391
Transport$105$95
Utilities$165$195
Internet$65$65
Left after essentials$1,811$1,676

Frequently asked questions

Is Minneapolis cheaper than Chicago?

Yes. Minneapolis has a cost of living index of 106 vs 107 for Chicago (100 = US average). That's about 1% cheaper.

How much will I save moving from Chicago to Minneapolis?

On a $75K salary, moving from Chicago to Minneapolis could save roughly $177/month on core expenses. That's ~$2,124/year.

What salary do I need in Minneapolis to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $74,299/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only