Moving from Chicago to Long Beach (2026)

Long Beach has a COL index of 148 vs 107 for Chicago (100 = US average). Expect to pay about 38% more for the same lifestyle.

Pay ~$775 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 148
100 = US avg
1BR rent
$1,900 โ†’ $2,400
per month
State tax
4.9% โ†’ 9.3%
income tax
COL difference
107 โ†’ 148
38% more expensive

Salary needed in Long Beach to match your Chicago lifestyle

Based on the 38% cost of living increase between the two cities.

Your salary in ChicagoEquivalent in Long Beach
$40K$55,327
$50K$69,159
$60K$82,991
$75K$103,738
$80K$110,654
$100K$138,318
$120K$165,981
$150K$207,477

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$503/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Chicago vs Long Beach

ExpenseChicagoLong Beach
Monthly take-home$4,434$4,159
1BR rent$1,900$2,400
Groceries$388$410
Transport$105$100
Utilities$165$148
Internet$65$68
Left after essentials$1,811$1,033

Frequently asked questions

Is Long Beach cheaper than Chicago?

No. Long Beach has a cost of living index of 148 vs 107 for Chicago (100 = US average). That's about 38% more expensive.

How much will I save moving from Chicago to Long Beach?

On a $75K salary, core expenses in Long Beach run about $775/month more than Chicago. Factor this into your salary negotiation when relocating.

What salary do I need in Long Beach to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $103,738/year in Long Beach. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only