Moving from Chicago to Long Beach (2026)
Long Beach has a COL index of 148 vs 107 for Chicago (100 = US average). Expect to pay about 38% more for the same lifestyle.
Key differences
Salary needed in Long Beach to match your Chicago lifestyle
Based on the 38% cost of living increase between the two cities.
| Your salary in Chicago | Equivalent in Long Beach |
|---|---|
| $40K | $55,327 |
| $50K | $69,159 |
| $60K | $82,991 |
| $75K | $103,738 |
| $80K | $110,654 |
| $100K | $138,318 |
| $120K | $165,981 |
| $150K | $207,477 |
Monthly budget at $75K — Chicago vs Long Beach
| Expense | Chicago | Long Beach |
|---|---|---|
| Monthly take-home | $4,434 | $4,159 |
| 1BR rent | $1,900 | $2,400 |
| Groceries | $388 | $410 |
| Transport | $105 | $100 |
| Utilities | $165 | $148 |
| Internet | $65 | $68 |
| Left after essentials | $1,811 | $1,033 |
Frequently asked questions
Is Long Beach cheaper than Chicago?
No. Long Beach has a cost of living index of 148 vs 107 for Chicago (100 = US average). That's about 38% more expensive.
How much will I save moving from Chicago to Long Beach?
On a $75K salary, core expenses in Long Beach run about $503/month more than Chicago. Factor this into your salary negotiation when relocating.
What salary do I need in Long Beach to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $103,738/year in Long Beach. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only