Moving from Chicago to Knoxville (2026)

Knoxville has a COL index of 87 vs 107 for Chicago (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$689/mo
on core expenses · $75K salary baseline

Key differences

COL index
10787
100 = US avg
1BR rent
$1,900$1,300
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Knoxville to match your Chicago lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Knoxville
$40K$32,523
$50K$40,654
$60K$48,785
$75K$60,981
$80K$65,047
$100K$81,308
$120K$97,570
$150K$121,963

Monthly budget at $75K — Chicago vs Knoxville

ExpenseChicagoKnoxville
Monthly take-home$4,434$4,741
1BR rent$1,900$1,300
Groceries$388$361
Transport$105$45
Utilities$165$168
Internet$65$60
Left after essentials$1,811$2,807

Frequently asked questions

Is Knoxville cheaper than Chicago?

Yes. Knoxville has a cost of living index of 87 vs 107 for Chicago (100 = US average). That's about 19% cheaper.

How much will I save moving from Chicago to Knoxville?

On a $75K salary, moving from Chicago to Knoxville could save roughly $689/month on core expenses. That's ~$8,268/year.

What salary do I need in Knoxville to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $60,981/year in Knoxville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only