Moving from Chicago to Jacksonville (2026)

Jacksonville has a COL index of 93 vs 107 for Chicago (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$306/mo
on core expenses · $75K salary baseline

Key differences

COL index
10793
100 = US avg
1BR rent
$1,900$1,650
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Jacksonville to match your Chicago lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Jacksonville
$40K$34,766
$50K$43,458
$60K$52,150
$75K$65,187
$80K$69,533
$100K$86,916
$120K$104,299
$150K$130,374

Monthly budget at $75K — Chicago vs Jacksonville

ExpenseChicagoJacksonville
Monthly take-home$4,434$4,741
1BR rent$1,900$1,650
Groceries$388$365
Transport$105$50
Utilities$165$190
Internet$65$62
Left after essentials$1,811$2,424

Frequently asked questions

Is Jacksonville cheaper than Chicago?

Yes. Jacksonville has a cost of living index of 93 vs 107 for Chicago (100 = US average). That's about 13% cheaper.

How much will I save moving from Chicago to Jacksonville?

On a $75K salary, moving from Chicago to Jacksonville could save roughly $306/month on core expenses. That's ~$3,672/year.

What salary do I need in Jacksonville to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $65,187/year in Jacksonville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only