Moving from Chicago to Jacksonville (2026)
Jacksonville has a COL index of 93 vs 107 for Chicago (100 = US average). You'd pay about 13% less for the same lifestyle.
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Key differences
Salary needed in Jacksonville to match your Chicago lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Chicago | Equivalent in Jacksonville |
|---|---|
| $40K | $34,766 |
| $50K | $43,458 |
| $60K | $52,150 |
| $75K | $65,187 |
| $80K | $69,533 |
| $100K | $86,916 |
| $120K | $104,299 |
| $150K | $130,374 |
💵 Household income (before tax)
Monthly budget at $75K — Chicago vs Jacksonville
| Expense | Chicago | Jacksonville |
|---|---|---|
| Monthly take-home | $4,434 | $4,741 |
| 1BR rent | $1,900 | $1,650 |
| Groceries | $388 | $365 |
| Transport | $105 | $50 |
| Utilities | $165 | $190 |
| Internet | $65 | $62 |
| Left after essentials | $1,811 | $2,424 |
30-Year Wealth Builder
If you invest your monthly savings of $306 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Chicago — that's the real price of a city.
Frequently asked questions
Is Jacksonville cheaper than Chicago?
Yes. Jacksonville has a cost of living index of 93 vs 107 for Chicago (100 = US average). That's about 13% cheaper.
How much will I save moving from Chicago to Jacksonville?
On a $75K salary, moving from Chicago to Jacksonville saves roughly $556/month on core expenses. That's ~$6,672/year.
What salary do I need in Jacksonville to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $65,187/year in Jacksonville. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only