Moving from Chicago to Fresno (2026)

Fresno has a COL index of 99 vs 107 for Chicago (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$514/mo
on core expenses · $75K salary baseline

Key differences

COL index
10799
100 = US avg
1BR rent
$1,900$1,450
per month
State tax
4.9%9.3%
income tax
Take-home at $75K
$4,434$4,159
per month

Salary needed in Fresno to match your Chicago lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Fresno
$40K$37,009
$50K$46,262
$60K$55,514
$75K$69,393
$80K$74,019
$100K$92,523
$120K$111,028
$150K$138,785

Monthly budget at $75K — Chicago vs Fresno

ExpenseChicagoFresno
Monthly take-home$4,434$4,159
1BR rent$1,900$1,450
Groceries$388$380
Transport$105$72
Utilities$165$142
Internet$65$65
Left after essentials$1,811$2,050

Frequently asked questions

Is Fresno cheaper than Chicago?

Yes. Fresno has a cost of living index of 99 vs 107 for Chicago (100 = US average). That's about 7% cheaper.

How much will I save moving from Chicago to Fresno?

On a $75K salary, moving from Chicago to Fresno could save roughly $514/month on core expenses. That's ~$6,168/year.

What salary do I need in Fresno to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $69,393/year in Fresno. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only