Moving from Chicago to Charleston (2026)

Charleston has a COL index of 97 vs 107 for Chicago (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$81/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 97
100 = US avg
1BR rent
$1,900 โ†’ $1,900
per month
State tax
4.9% โ†’ 6.2%
income tax
COL difference
107 โ†’ 97
9% cheaper

Salary needed in Charleston to match your Chicago lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in ChicagoEquivalent in Charleston
$40K$36,262
$50K$45,327
$60K$54,393
$75K$67,991
$80K$72,523
$100K$90,654
$120K$108,785
$150K$135,981

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$67/moon core expenses at $75K

Monthly budget at $75K โ€” Chicago vs Charleston

ExpenseChicagoCharleston
Monthly take-home$4,434$4,353
1BR rent$1,900$1,900
Groceries$388$376
Transport$105$55
Utilities$165$162
Internet$65$63
Left after essentials$1,811$1,797

Frequently asked questions

Is Charleston cheaper than Chicago?

Yes. Charleston has a cost of living index of 97 vs 107 for Chicago (100 = US average). That's about 9% cheaper.

How much will I save moving from Chicago to Charleston?

On a $75K salary, core expenses in Charleston run about $81/month more than Chicago. Factor this into your salary negotiation when relocating.

What salary do I need in Charleston to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $67,991/year in Charleston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only