Moving from Chicago to Boston (2026)
Boston has a COL index of 162 vs 107 for Chicago (100 = US average). Expect to pay about 51% more for the same lifestyle.
Key differences
Salary needed in Boston to match your Chicago lifestyle
Based on the 51% cost of living increase between the two cities.
| Your salary in Chicago | Equivalent in Boston |
|---|---|
| $40K | $60,561 |
| $50K | $75,701 |
| $60K | $90,841 |
| $75K | $113,551 |
| $80K | $121,121 |
| $100K | $151,402 |
| $120K | $181,682 |
| $150K | $227,103 |
Monthly budget at $75K — Chicago vs Boston
| Expense | Chicago | Boston |
|---|---|---|
| Monthly take-home | $4,434 | $4,428 |
| 1BR rent | $1,900 | $3,000 |
| Groceries | $388 | $418 |
| Transport | $105 | $90 |
| Utilities | $165 | $185 |
| Internet | $65 | $70 |
| Left after essentials | $1,811 | $665 |
Frequently asked questions
Is Boston cheaper than Chicago?
No. Boston has a cost of living index of 162 vs 107 for Chicago (100 = US average). That's about 51% more expensive.
How much will I save moving from Chicago to Boston?
On a $75K salary, core expenses in Boston run about $1,140/month more than Chicago. Factor this into your salary negotiation when relocating.
What salary do I need in Boston to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $113,551/year in Boston. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only