Moving from Chicago to Baltimore (2026)
Baltimore has a COL index of 110 vs 107 for Chicago (100 = US average). Expect to pay about 3% more for the same lifestyle.
Key differences
Salary needed in Baltimore to match your Chicago lifestyle
Based on the 3% cost of living increase between the two cities.
| Your salary in Chicago | Equivalent in Baltimore |
|---|---|
| $40K | $41,121 |
| $50K | $51,402 |
| $60K | $61,682 |
| $75K | $77,103 |
| $80K | $82,243 |
| $100K | $102,804 |
| $120K | $123,364 |
| $150K | $154,206 |
Monthly budget at $75K — Chicago vs Baltimore
| Expense | Chicago | Baltimore |
|---|---|---|
| Monthly take-home | $4,434 | $4,441 |
| 1BR rent | $1,900 | $1,900 |
| Groceries | $388 | $391 |
| Transport | $105 | $88 |
| Utilities | $165 | $175 |
| Internet | $65 | $65 |
| Left after essentials | $1,811 | $1,822 |
Frequently asked questions
Is Baltimore cheaper than Chicago?
No. Baltimore has a cost of living index of 110 vs 107 for Chicago (100 = US average). That's about 3% more expensive.
How much will I save moving from Chicago to Baltimore?
On a $75K salary, moving from Chicago to Baltimore could save roughly $4/month on core expenses. That's ~$48/year.
What salary do I need in Baltimore to match my Chicago lifestyle?
To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $77,103/year in Baltimore. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only